In accordance with the Law, the employer is obliged to insure his civil liability for compensation for harm caused to the life or health of an employee in connection with an employment injury, occupational disease or other damage to health associated with the performance of his labor duties.
WHAT CAN WE INSURE?
Civil liability of the employer for compensation for harm caused to the life or health of an employee in connection with an industrial injury, occupational disease or other damage to the health of an employee associated with the performance of his labor duties.
WHAT DOES THE POLICY PROTECT FROM?
The policy protects against the occurrence of unforeseen expenses that the employer will be required by law to compensate for harm caused to the life or health of the employee in connection with an industrial injury, occupational disease or other damage to the health of the employee associated with the performance of his labor duties.
SUM INSURED
The sum insured under the compulsory insurance of civil liability of the employer is established:
for an employer operating for more than one year, in the amount of the annual salary of all employees of the employer for the previous twelve months before the month of conclusion of the insurance contract;
for an employer re-operating in its activities, in the amount of the annual salary of all employees of the employer for the next twelve months preceding the month of conclusion of the insurance contract. In this case, the annual salary is calculated by multiplying the salary for the first month by twelve;
for an employer carrying out activities for a period of less than one year, in the amount of the wages of all employees of the employer for the period of the employer's carrying out this activity.
REQUIRED DOCUMENTS
To issue an insurance policy for compulsory insurance of civil liability of the employer, you must submit copies of the following documents:
an application for the conclusion of a compulsory insurance contract in the prescribed form;
a notarized copy of the certificate of state registration of a legal entity (employer).